Moving is probably one of the most stressful experiences that you’ll go through in life. It doesn’t matter if you’re moving to university, into rented accommodation or have bought your very own home, there’s a lot to do, and the endless to-do lists can be overwhelming. Trust me, I know.
What’s more frustrating is that you have to tell everyone else that you’ve moved as well and the list can get pretty long, depending on how many things you already have set up.
Not sure how to start? This change of address checklist will help you on your way to letting the right people know.
The Post Office
You’ll need to start by letting the Post Office know you’ve changed address so you can get your important (and unimportant!) post redirected to your new home for up to three months.
Even if you update your address everywhere else, something will inevitably slip through and you don’t want the new tenants knowing who you are and potentially opening your email.
While you can probably get away with not updating your address on your Matalan card, not telling the DVLA or your car insurance can result in a fine of up to £1,000.
Avoid an extra headache by making sure you update the following:
You must update either your provisional or full UK license with your new address ASAP. Changing your address is free and you can do it on the DVLA website. You should get your updated licence within a few weeks.
However, if you’d like to update your name or photo at the same time, you must apply by post and there may be an additional fee.
If you pay your car tax monthly, by direct debit, you must contact the DVLA to update your address.
Your V5C must also be updated if the vehicle is taxed by filling in section six of your logbook and sending it back to the DVLA.
If your car tax is due in the next four weeks, you must tax your vehicle before sending the V5C.
Letting your car insurance provider know you’ve moved is important as it affects both your contact information and unfortunately, your insurance premium.
Depending on where you move to, your payment rates may increase (or decrease if you’re lucky!). There’s also likely to be an admin fee for updating this information, however you could face serious penalties if you don’t.
Similarly to car insurance, your breakdown cover premium may change depending on where you’ve moved to. Update this information on your provider’s website or give them a call and they’ll do it for you.
Let your bank or building society know when you’ve moved as soon as possible. It’s easy to do this in branch or even over live chat in some cases.
Banks have a regulatory duty called ‘Know your customer’ which helps them to avoid problems such as money laundering, terrorism financing, fraud etc. Keeping your details (including your address) helps you avoid any possible issues in the future.
While it might sound appealing, don’t make the mistake of avoiding letting your loan companies know about your move. Contact them sooner rather than later to evade any missed payments.
You might think the government knows everything about you already, but luckily, they don’t.
Let HMRC know you’ve changed your address as this directly affects your National Insurance number, which is used to identify you and is used for a number of things such as the DVLA and your employer and future employers.
Don’t miss out on your vouchers from Tesco! Update your details on your store cards to make sure you always receive your discounts, plus this information is also used for deliveries.
If you’re moving out for the first time, you probably won’t need to do any of these as you’ll be letting the utility companies know when you set up your accounts.
You’ll need to update your life, contents and home insurance when you move as it can affect your premium, depending on where you move to.
You’ll need to let your energy provider know you’re moving at least 48 hours before you move. You’ll need to tell them the date of your move and your new address so you can receive your final bill.
After you’ve let your gas provider know your moving date, you’ll be asked to provide a final reading on your last day. This prevents you from being charged for gas you haven’t used.
Similar to above, you’ll need to let your water provider which date you plan to stop using their supply.
Internet/ TV packages/Phone line
Depending on what’s cheapest, you will either need to arrange your broadband package to be moved to your new address or cancel it and set up a new deal with another company.
You won’t be covered by your TV Licence at your new address. It won’t cost you any more and you can update your details up to three months before you move.
I’ve covered most of the main people you’ll need to contact when you move home, but basically, you need to update your address anywhere you might receive mail.
By setting up a redirect with the Post Office, you’ll soon find plenty of other places you need to update like doctors, dentists, store cards, solicitors and anyone else you gave your address to since you moved there.
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